Do I Need a Home Warranty or Home Insurance?

First-time FAQs: Do I need a home warranty or home insurance? TLDR While first-time homebuyers often get home warranties and home insurance confused, the reality is that it’s not an either / or situation. You have to have home insurance…

Do I Need Flood Insurance in Indiana and Ohio?

You are located in a flood zone. In fact, everyone is in a flood zone.  Some just happen to be in a ‘preferred’ area, known as an ‘X’ zone.  If you live in an ‘X’ zone, you are typically not…

Top 10 Optional Homeowners Insurance Coverages

One of the most common questions I get asked is this: “Is there any other coverage I should know about that I don’t have?” I’ve compiled a basic list of 10 of the best insurance coverages, along with some average…

Ovation Insurance of Fort Wayne Receives Two State-Wide Awards

Ovation Insurance is pleased to announce owner Joel Dunham and associate Amanda Stoller have both received statewide awards for outstanding service. Dunham is the 2018 Young Insurance Professional of the Year as awarded by the Professional Insurance Agents (PIA) of…

How Do I Know My Insurance Company is Reputable?

You have all heard the horror stories, or maybe even had one happen directly to you.  A claim isn’t paid due to a very vague interpretation of the policy.  A great deal on a new policy that turns out to…

The Best Hotel Insurance in Indiana and Ohio

What’s the best hotel insurance plan in Indiana and Ohio? If you own a hotel – and especially if you own several – you know that the insurance market for hotel insurance has changed drastically in the past ten years. …

Should I Keep Insurance on a Car I’m not Driving?

Should I keep insurance on a car I'm not driving?

It’s the middle of October and the weather is beginning to change.  You’ve enjoyed months with your beautiful convertible and now you’re planning to (regretfully) put it in the garage for the winter.  Now that you’re not driving it –…

What To Do After A Car Accident

If you’ve been in a car accident, it’s not something you forget and it’s not something you’re anxious to do again.  But when it happens, who needs to be involved at the scene, and what should or should not be…

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